Finance Offering

Finance Offering

AlmaStone provides financing solutions at each stage of the supply chain.

Our direct lending business is focused on secured, short to medium duration trade finance facilities.

Facilities are typically secured by a combination of:

  • – security over assets;
  • – security over inventory;
  • – assignment of offtake contracts; and
  • – a collection account controlled by us.

Our multi-discipline team background and our deep understanding of the agricultural commodity markets differentiates our approach. Moreover, our risk evaluation is a balanced approach between creditworthiness and the collateral and security structure; therefore, AlmaStone can support clients even during market downturns.

Our financing solutions are flexible – we take a solutions-based approach when structuring for your business needs.

We address our client’s requirements in a traditional way – we listen and remain sensitive to your timing requirements.

Meet Pedro

Pedro is part of a major coffee cooperative

in the Minas Gerais region of Brazil

US$10 million inventory finance facility. New warehouse with processes and systems in place to deliver sustainable, traceable coffee.

  • 1. Providing working capital to the borrower to finance coffee purchases, storage and shipment to final end-buyers
  • 2. Using coffee inventories and receivables as collateral
  • 3. Risk evaluation skewed towards the robustness of the collateral and security structure; thus, we could provide a liquidity solution to a counterparty with limited creditworthiness
  • 1. Fiduciary lien over CDA/WA of coffee (i.e., certificates of deposit / warrants)
  • 2. Assignment over export offtake contracts
  • 3. Account charge over collection account
  • 4. Promissory note

Disclaimer, Legal, Cookies Policy

Access to the AlmaStone website defined below is provided by AlmaStone Services Limited.  Within these Terms and Conditions and on the website itself, references to “AlmaStone” shall mean AlmaStone Services Limited, its subsidiaries and associated companies.  The “AlmaStone website” shall mean the website owned by AlmaStone Services Limited and available to the general public and located at and other selected domains.

Monitoring by AlmaStone Services Limited:  Your use of this website may be monitored by AlmaStone Services Limited and the resultant information may be used by AlmaStone Services Limited for its internal business purposes or in accordance with the rules of any applicable regulatory or self-regulatory organisation.

Information Made Available Through this Website:  You are permitted to store, display, analyse, modify, reformat, and print the information made available to you via this website only for your own use.  You are not permitted to publish, transmit, or otherwise reproduce this information, in whole or in part, in any format to any third party without the express written consent of AlmaStone Services Limited. In addition, you are not permitted to alter, obscure, or remove any copyright, trademark or any other notices that are provided to you in connection with the information.  AlmaStone Services Limited reserves the right, at any time and from time to time, in the interests of its own editorial discretion and business judgment, to add, modify, or remove any of the information.  These Terms and Conditions of Use are not intended to, and will not, transfer or grant any rights in or to the information other than those which are specifically described herein, and all rights not expressly granted herein are reserved by AlmaStone Services Limited.

No liability for content: AlmaStone Services Limited shall have no liability, contingent or otherwise, to you or to third parties, for the correctness, quality, accuracy, timeliness, reliability, performance, continued availability, completeness or delays, omissions, or interruptions in the delivery of the data available on this website.

No warranties made as to security:  AlmaStone Services Limited makes no warranty whatsoever to you, express or implied, regarding the security of the website, including with respect to the ability of unauthorised persons to intercept or access information transmitted by you through this service.

Content not to be construed as a solicitation or recommendation:  This website has been prepared for informational purposes only and opinions and conclusions expressed do not necessarily represent those of AlmaStone Services Limited. AlmaStone Services Limited is not soliciting any action based upon this website.  This website is not to be construed as a recommendation; or an offer to buy or sell; or the solicitation of an offer to buy or sell any security, financial product, or instrument.  Although this website is based upon information that AlmaStone Services Limited considers reliable and endeavours to keep current, AlmaStone Services Limited or its respective directors, officers, employees, agents and advisors have not verified this information and does not represent or warrant that this material is accurate, current, or complete and it should not be relied upon as such.

The information on this website relating to AlmaStone Services Limited is authorised and approved by AlmaStone Service Limited whose registered offices are at Thomas House, 84 Eccleston Square, London, United Kingdom, SW1V 1PX. AlmaStone Services Limited is registered as a Limited company in England and Wales (Company Number 10865589).